UPI Verification API
UPI ID Verification Online (VPA)
verify a customer's Virtual Payment Address (VPA) for reducing the rsk of fraud in UPI payments
What is the use of UPI Verification API?
Unified Payment Interface or UPI has become the backbone of the payment system in India. Every UPI owner has a unique VPA that can be used across all banks and merchants to promote digital payments.
A UPI verification API can be used to check if the given VPA is valid or not. Real time database integration helps in validating the name of the account holder and whether they are using a current or savings bank account.
Virtual Payment Address (VPA) validation was never so easy
Scriza API offers you a scalable and easy to use solution to verify whether the given VPA belongs to an active bank account or not.
The seamless integration provides useful details of the account holder to ensure secure business transactions. The digital codes of API communication are instant and we assure you zero downtime so that you can complete business transactions efficiently and swiftly.
What outputs do you get from UPI Validation API?
Save yourself from money transfer fraud. Simply get in touch with us and integrate the highly sophisticatedUPI verification API. This high-end API technology integrates with the database of NPCI (National Payments Corporation of India) and helps you validate the UPI details of your customers.
Scriza UPI validation API can be used to get the following outputs:
Name of the account holder:
The error-free validation technology provides the name of the account holder in the registered bank.
Status:
With this API, you can also check if the provided VPA is valid or not.
Our offered API solutions are genuine, 100% secure and error-free. Contact now to book a free demo for the best UPI Validation API.
Features of our UPI Verification API
Guaranteed reduction in drop-offs with a smooth and advanced VPA verification solution.
Reduce frauds
The high-end UPI confirms the user's details and lets you stop fraudsters. So onboard genuine and verified customers and authorize secure transactions to grow your business smoothly.
Automate operation
Real time access to information makes verification and screening of UPIs instant. Instantly integrate the UPI validation API in a web portal or a mobile site and access VPA validation data
Lower onboarding cost
No-code flawless VPA verification decreases the processing time and saves onboarding costs. Reduce the risk of manual errors and empower your compliance team with our API technology.
Trustworthy UPI Verification solution by Scriza
3X your productivity or sales with the instant UPI verification solution.
Fastest UPI ID verification online
The optimized API solution guarantees 99.99% uptime which confirms instant verification of VPA with reduced turnaround time. Connect now to book a demo for the fastest and most secure UPI verification API
Real time UPI Verification API
Data retrieval can be done within seconds with our easy to integrate API. The offered technology seamlessly integrates with your existing systemsand makes validation easy.We offer round the clock customer support to attain 100% customer satisfaction.
Easy to use UPI validation API
Eliminate the hassles of codes, updates and operating system scalability with our easy to use API technology. Get in touch to access API keys.Get in touch with us to book a free demo or get access to the high performing and robust API technology
Efficient fraud prevention
Verifying VPAS has never been easier for merchants and enterprises. A legit and accurate system to verify UPIs that is accepted across all industries.
How to use UPI Verification API?
The easy to use UPI verification API lets you track and analyze VPA data instantly. Here is a straightforward step-wise approach for staying on top of VPA status updates.
Users enter the UPI address as an input
The API retrieves VPA data in real time
Delivers account holder's name as output
It takes only a few seconds to validate the details of a provided VPA. So why are you compromising the efficacy of your business with unsafe transactions? Connect now to book a free demo for using the safest technology to validate the status of a UPI ID
Contact Us
We look forward to assuring you of secure business transactions. So, what are you waiting for? Connect now and learn more about the robust and secure VPA Verification API
Try it now
Confirm your compliance with the UIDAI norms of Aadhaar Validation with our API technology. Talk to our sales team right now to access the hassle-free validation solution.
Frequently Asked Questions
UPI Verification API allows businesses to verify the validity and ownership of a UPI ID (Virtual Payment Address) in real-time. It ensures the UPI ID is active and linked to the correct bank account, helping prevent failed transactions and fraud.
The API is ideal for: Fintech companies and payment platforms, Banks and financial institutions, E-commerce and marketplace platforms, Wallet providers and digital payment services, Payroll and salary disbursement platforms, and Any business processing digital payments via UPI.
The API can verify: UPI ID / Virtual Payment Address (VPA), Linked bank account number, Bank name and branch details, Account holder name, and Status of the UPI ID (active/inactive).
The user provides their UPI ID (and optionally account holder name). The API sends a request to the bank/UPI network for validation. A response is returned confirming whether the UPI ID is valid and linked to the correct account. Businesses can use this data to approve payments, reduce transaction failures, and ensure secure fund transfers.
Yes, security is ensured through: HTTPS encryption for all API requests, Token or API key-based authentication, Compliance with banking regulations and NPCI guidelines, and No unauthorized storage of sensitive UPI or account data.
Yes, the API can be integrated with: Web applications (PHP, Java, .NET, Node.js), Mobile applications (iOS, Android, Flutter, React Native), and Backend systems for automated UPI ID validation workflows.
Yes, explicit user consent is recommended before verifying UPI IDs to comply with privacy and banking regulations.
Yes, bulk verification is supported for enterprises or platforms handling multiple UPI IDs simultaneously. Real-time status reports and verification logs are provided.
Individual UPI ID verification is typically completed within seconds. Bulk verification depends on the number of records but remains efficient and scalable.
Yes, UPI verification requires compliance with: NPCI (National Payments Corporation of India) guidelines, Banking regulations and KYC norms, and Data privacy laws applicable to digital payments.
Yes, our services include: API integration guidance and troubleshooting, Error resolution and monitoring, Updates for changes in UPI network APIs or banking protocols, and Technical support for secure deployment.
Contact us with your business requirements, Receive API documentation and integration guidelines, Test the API with sample requests, and Go live with secure, real-time UPI verification.
Still have questions?
Can't find the answer you're looking for? Please chat with our friendly team.
Our Certifications
Trusted and certified to deliver quality software solutions with industry-standard compliance
Certified for quality management and information security standards