Bank Account Verification API
Verify bank account ownership and status in real time with easy to use bank verification API
Easy API solution to prevent financial crimes
Verify the bank accounts of your customers with real-time access and simplify your compliance efforts for secure business transactions. The Bank Verification API is built using an advanced encryption algorithm. It is an easy to use and reliable system to confirm the credibility of your customers
Scriza adheres to the top security protocols to bring forth the high performing API technology. Rest assured the information is safe, while you reduce the risk of fraudulent or failed transactions
Who can use verification API for bank accounts?
Integrating the API technology for the verification of bank accounts is highly beneficial to onboard legitimate customers. The easy to use verification tool has plenty of applications and can be of great use for the following entities:
Are you struggling with a poorly managed database? Want to know whether the account number given is genuine? Verify the account's validity in seconds with our verification service. The verification solution is used for business transactions and can also be used for insurance claims or transactions that involve mutual funds, securities and broking.
The faster and more reliable API technology has become a game-changer for BFSI (Banking, Finance & Insurance) companies. Get in touch to book a free demo to verify customer accounts with this powerful API.
Easy solution for Bank Account Number Verification API
Presenting the cutting-edge compliance technology that features AI powered authentication to efficiently complete the verification process. Get going with a next-gen API that makes customer onboarding easier. With this easy to use solution, you can not only streamline the compliance documentation but also attain the following benefits.
Faster onboarding
A high-end API solution to enable real time data access and instant verifications
Reduce KYC drop-offs
Reliable and highly accurate system to track fraud bank account status and ownerships.
Automated API for bank accounts
Automate the verification process and improve the productivity of the compliance team
Why Scriza Bank Account Verification API
Complete the paramount process of bank account verification with the industry's #1 API solution provided by Scriza.
No third-party assistance
The best part about Scriza powered verification API technology is that you don't need third-party assistance for risk management. Use this trustworthy technique and attain a competitive edge.
Faster integration
Easy plug and play operation that works with top-notch precision. The best part is, our API technology is compatible and can be integrated with your existing system.
Instant validation
Detects fraudsters in seconds with our high performing API technology which has the fastest turnaround time.
Real time verification
Reduce the risk of manual errors by your compliance team. Save their time and effort by getting real time access with this highly optimized verification API.
Multiple outputs
No need for penny-drop service providers, simply use our smooth and scalable verification solution. You only need a few inputs (account number and IFSC code) to verify the status of ownership
Easy to use bank account API
Our offered API technology is rated as the best verification API for bank accounts. We pursue nothing but excellence to assure you of top-notch user experience, which makes us the preferred choice.
Reliable risk management
Why hurt your business with the risk of onboarding fraud customers? Use our offered highly secure and accurate API solution to mitigate the risk and streamline the verification process.
Scriza empowers your business; we help you fight fraud; we save your time and efforts. Simply incorporate the verification API technology and reduce the risk of data leakage. We assure you of better risk management at a competitive price. So, book a free demo right now to attain the Scriza advantage.
How to use the bank account validation API?
The robust API solution is the best for the verification of the individuals claiming ownership of a bank account. The offered technology also works efficiently to verify insurance claims.
The process to verify a bank account is even simpler than KYC. Involve the usage of API and the account verification can be done within a few steps:
Integrate the Bank Account Verification API
Enter the bank account number or IFSC code
The API fetches ownership and status data
The data gets deleted once verification is done
Talk to our team
Onboard customers with confidence! Get in touch to learn more about seamless and instant verification with our virtual bank account API.
Try it now
Confirm your compliance with the UIDAI norms of Aadhaar Validation with our API technology. Talk to our sales team right now to access the hassle-free validation solution.
Frequently Asked Questions
Bank Account Verification API allows businesses to verify the authenticity and validity of a bank account in real-time. It ensures the account number, IFSC code, and account holder details are correct, helping prevent fraud and reduce payment failures.
The API is ideal for: Banks and financial institutions for KYC and payment validation, Fintech companies processing payouts or collections, Payroll and HR platforms for employee salary disbursement, Loan and insurance providers verifying customer accounts, E-commerce platforms handling refunds and payouts, and Any business processing bulk or high-value transactions.
The API can verify: Bank account number, Account holder name, IFSC code and branch details, Bank name and branch address, Account type (Savings, Current, NRE/NRO, etc.), and Status of the bank account (active/inactive).
The user provides the bank account number and IFSC code (and optionally account holder name). The API sends a request to the authorized banking network or validation system. A response is returned confirming whether the account is valid and matching the provided details. Businesses can use this data to approve payouts, reduce transaction failures, and comply with KYC regulations.
Yes, security is ensured through: HTTPS encryption for all API requests, Token or API key-based authentication, Compliance with banking and data privacy regulations, and No unauthorized storage of sensitive banking information.
Yes, the API can be integrated with: Web applications (PHP, Java, .NET, Node.js), Mobile applications (iOS, Android, Flutter, React Native), and Backend systems for automated bank account validation workflows.
Yes, explicit user consent is recommended before verifying bank account details to ensure compliance with privacy and banking regulations.
Yes, bulk verification is supported for enterprises or platforms handling multiple accounts at once. Real-time status reports and validation summaries are available for all records.
Individual account verification is typically completed within seconds. Bulk verification depends on the number of accounts but remains fast and scalable.
Yes, bank account verification requires compliance with: Banking regulations and guidelines, KYC and anti-fraud norms, and Data privacy laws like GDPR or local regulations.
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